Find out updated rates and new programs!
Fix and Flip Loans
Buy, renovate and resell your property with up to 90% LTC.
Current as of September 7, 2025
Benefits to Borrowers
Instant Proof of Funds
Generate a letter immediately so you can make competitive offers.
Interest‑Only Payments
Keep cash flow flexible during renovation.
Up to 100% of Rehab
Finance the construction budget on eligible deals.
Fast Closings
Streamlined underwriting designed for speed.
Repeat Borrower Perks
Potential discounts as you build experience with us.
No Junk Fees
Transparent pricing with no surprise add‑ons.
Frequently Asked Questions
Answers to common Fix & Flip questions. Terms may vary by market and credit profile.
What properties are eligible?
Generally residential 1–4 units, condos, and townhomes. Non‑rural areas preferred; larger parcels may require additional review.
Do you offer cross‑collateralization or portfolio loans?
Each property usually qualifies on its own application. Cross‑collateralization may not be available for this program.
Is raw land eligible?
Not for Fix & Flip. Consider a ground‑up construction program if you plan to build a dwelling.
Do you require an appraisal?
Yes. An interior‑access appraisal is typically required. Commercial‑style appraisals are standard for larger projects.
What are the typical comps requirements?
Common guideline: several comparable sales within a reasonable distance and within the last 12 months. Underwriting may allow exceptions with strong justification.
Are non‑U.S. citizens eligible?
Borrowers must be U.S. citizens or legal residents.
©2025 Kala Group Capital. All rights reserved.
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